When I asked to be part of the mediation, he called me a problem client and hostile. I asked that he not represent me. has offices at 427 N. Packard St., Hammonton, NJ 08037. The fees and charges are ridiculous!!! Heartland Legal Group, Bloomfield Hills, Michigan. All I am asking is for my debt to be settled. Unfortunately with the information provided we are unable to locate your account. 2023 Trustpilot, Inc. All rights reserved. Please anyone looking into them to help debt consolidation do not use them!!! If you are one of the millions of Americans facing consumer litigation for unpaid debt, Greenstone Legal group can help protect your rights and defend your case. I came across a letter that one of my creditors would be going taking me to court. I contacted them today (8/18/2021) to cancel this program because they were not getting me any results. FALCON GROUP (LUXEMBOURG) SA 2, ROUTE D'ARLON, Strassen, LU-LU, L Phone: 866-730-1522 Fax: 866-207-3159 Get out! February 03, 2022, 3:12 p.m. EST 2 Min Read. Every penny I gave them was used to pay for legal fees. Cookie Notice I would contact heartland customer support as I was told to send all collections info to them and when I was contacted by a creditor I was also told to set up a google phone number and refer my debt collectors to contact that number??? I never missed a payment in my life until I joined this company. My complaints against Heartland Legal Group are the same as the rest. During the Pandemic, I was out of work with the covid, My hours at work was also been cut, hence, I consolidated my bills with heartland legal group on 06/25/20. Hello Darren - thank you for taking the time to leave us this feedback. Did the company respond to your communications promptly? Change Your Mindset. Outside United States: +1 302 636 5400 Please give us a call any time. How much. You need to figure out how you will be managing your money, and you need to figure this out before you pull the trigger on canceling your debt management plan. Please anyone looking into them to help debt consolidation do not use them!!! Never represented me as they said they would in the Client Retainer Handbook. Toll Free: +1 866 403 5272. Thanks. CS 50101 From the initial call to the follow-ups, they have walked me through the processes in a courteous and easy-to-understand manner. The complaint said, The enterprise further defrauds consumers by posing as lawyers and law firms and by enlisting real lawyers and law firms to provide their names for the scheme even though they do notand generally, cannotperform legal services themselves in Florida where the consumers reside., According to the Heartland Legal Group website, they are a law firm.. This company is PREDATORY!!! BBB Business Profiles generally cover a three-year reporting period. Would you be willing to share your email address, phone number or Client ID associated with your account? Have been paying them $549.60 since June 2020. You have to be patient. I too am having issues with Heartland. Do not give them your business. Yes, but it depends largely on your creditors. I am a client of these criminals, they are a firm that promises to lower the stars and in the end you end up paying your entire debt for more than what you owe, they are a lie with legs. Our People | Alter Domus I hope this whole affair goes as well as it has thus far! When I signed up with them a year ago I was very leery that I could get out of my situation. While weve definitely put our experience in law school, courtroom negotiations, mediation sessions and trials to good use, these arent the only factors in our overwhelming success. The Honest and Unvarnished Truth. Heartland Financial USA in Dubuque, Iowa, said it would consolidate its 11 bank charters into one in a bid for administrative efficiency. 2023 Trustpilot, Inc. All rights reserved. Change Your Mindset. Privacy Policy. Canada Verification can help ensure real people write reviews about real companies. I really hope this works. Another substantial Customer Service Team Member (Chelsea Kennedy). I highly recommend not starting this program, I would have done a better job on my own. 200070 China She called the credit card companies and found out that in the 9 months she hired Heartland NONE OF HER BILLS have been addressed, or paid!!! Would you be able to provide your last name, email address or phone number associated with your account? Read 1 more review about Heartland Legal Group. Debt consolidate I am being told by the bank that debt consolidation are incurring interest on our bills we put in them and wont do anything for like 7 months and we're racking up interest and going to get screwed. Lately, I started seeing practices I didn't agree with and online complaints. What does it take to become one of the nations premier legal firms? I thought that is what they do! We would like to have a member of our escalated client team contact you to better understand your rating. Hello Jeffery, we would like to have one of our escalated team members reach out to you and further discuss your review. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. No one will call me back to explain what happened to all the money I paid them to pay off the %50, they just fall back on the legalese fine print in the contract, which completely contradicts what the salesmen sold me and the expectation they set on at the beginning. Negotiate on your own will be less stressful and not as expensive for you!!! Ive had to negotiate with creditors that kept mailing and calling. Track the source of the debt by reaching out to your creditor to see if it has any information about the debt in question. Negotiate on your own will be less stressful and not as expensive for you!!! 255 people have already reviewed Heartland Legal Group. I was also advised to fax all correspondence received from my creditors to them which I did. I started their program right away. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. According to the Heartland Legal Group website, they are "a law firm." The website states the company is located at 41000 Woodward Avenue, Ste. What were the fees charged for the services you received? What will you do about dealing with your debt? So, so grateful to have her and the rest of this team on my side! They are just questions Id want clear answers to: It is healthy to ask your questions to the company youve hired to deal with your debt for you. They gave the promise "it would be taken care of." Was the company easy to communicate with before or after you became a client? Woudenbergseweg 11 This company deserves to get sued. I know some people fuss about the fees, but they are reasonable for the service being provided. You need to find a lawyer specializing in debt relief with a good track record of helping clients get out of debt. However, there is no guarantee that they will agree. 350, Bloomfield Hills, MI 48304. Hello -Thank you for submitting your feedback to our recent survey.We appreciate your insight as a valuable client, and we will use this information to improve our processesas well as our future client experiences.Warm Regards,The Client Experience Team. I cannot get any clear answers from them. Do not use this company. Hello Danielle, we are sorry to hear about this poor experience. Click the View Report button for detailed results. Can I remove an account from the debt management program? Note that complaint text that is displayed might not represent all complaints filed with BBB. Find out how we combat fake reviews. 251 Little Falls Drive. Contact your creditor. Customer Reviews are not used in the calculation of BBB Rating. A rep always says Ill get a call back within 2-3 business days but no one ever calls me back. Why isnt Henry Legal Group at the same virtual address for attorney Henry? Heartland Legal Group Reviews | Read Customer Service - Trustpilot I was informed not to pay my creditors as, they would call all of my creditors and negotiate my payments. Heartland Legal Group - Scam, Complaint, Review, Or Praise? I signed up for this program in June 2020 to consolidate some debt I had with two different credit cards I was paying off steadily but the interest was making it hard to make progress and the balance was negatively effecting my score. I was given a careful explanation of how their service works and they have kept in close contact with me to make sure that everything is moving along as it should. Wherever your business operates around the world, CSC is there to help. Our number is (407) 289-0803. Noone in2 years negotiated anything for you then after you paid them over 9k for your debt they will ask you for more money to make the settlement my debt was originally 12k so I will end up paying even more. Your experience matters. Unfortunately we are unable to locate your account with the information provided. When Attorneys represent debtors during debt negotiations, they are often more successful in starting the conversation and securing the best terms . It does not arrear the Heartland Legal Group terms and conditions page mentions settling consumer debt either. We would like to have one of our escalated team members review your account and reach out to you. Hello Nicole, we are sorry to hear about this poor experience. My financial situation has been so stressful and the help that all the staff at Heartland has been wonderful. Pleas save yourself some heart ache and money. Is it possible to recover the money given to them? We are investigating their business practices. +49 (0) 611 71200900, 3rd Floor Fleming Court Real estate investing, purchasing, development, contract law and sales. Thanks. 8008 Strassen Hello -Thank you for being a valuable client. I always initiated contact. 180 N Michigan Ave Ste 908. Date of experience: February 14, 2021 The people on the phone are very well trained crafty. Get out! All the rest of our money has been taken in FEES. Heartland Legal Group is a law firm. 41000 Woodward Avenue, Ste. Andrew Carroll, Esq. I had been with Heartland (Michigan) since 2019. Singapore, Head of Sales & Relationship Management North America, Alter Domus Luxembourg S. r.l.15 Boulevard F. W. Raiffeisen - L-2411 LuxembourgBP 2501, L-1025 LuxembourgGrand Duchy of LuxembourgT +352 48 18 28 1 | F +352 48 18 63Contact us, PRIVACYNOTICE|COOKIE NOTICE| 2023 COPYRIGHT ALTER DOMUS | ALL RIGHTS RESERVED |BCP|LOGIN|LOGIN HELP|LODGE A COMPLAINT, Tailor-made solutions for the private equity, venture capital and fund of funds industry, Comprehensive support for the complex needs of real estate and infrastructure investors and managers, Bespoke DCM solutions based on your specific needs, structures and priorities, Management Company Policies and SFDR Disclosure - Luxembourg. If you dont live in Michigan, you would need to verify who the lawyer is representing you since only a lawyer licensed in your state can give you legal advice. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); My Guide to Getting Out of Debt With Proven Methods and Smart Ideas, Major Changes to All Your Federal Student Loans to Be Eliminated in Bankruptcy, Those That File Bankruptcy Do Better Than Those That Dont, Why Income-Based Student Loan Payments Can Be a Terrible Trap. They have helped make up feel like someone is really out there to help thru this difficult situation. Find out how we combat fake reviews. He started writing for InCharge Debt Solutions in 2016. This company is a complete scam.BEWARE HEARTLAND LEGAL! If you live in Alabama, Florida, Missouri, New York or Wyoming, please click here for additional information. Singapore 188024 I know I made a bad mistake but can anything be done? I've found their customer service team more than kind, and always patient with any questions that may come to mind. They wont give it back. :o) Heart Imoji! All Rights Reserved. We've built a strong portfolio of core competencies that help us improve our clients' legal outl BBB is here to help. Thanks to everyone at Heartland Legal. No. I had to negotiate with creditors who were constantly sending emails and calling. I recently received a letter of a default judgement from one of my creditors Citi Bank on October 18, 2021. All they do is redistribute the money you owe to themselves and then leave you with the debt they were supposed to resolve. So when the pay off comes, they will pay off what's owed minus the interest that were incurring right now. I had a serious question and spoke with Parris W. by phone todayand she was beyond helpful. The website states the company is located at 41000 Woodward Avenue, Ste. my criteria are white collar criminals, Dear Francisco, Thank you for taking the time to share your feedback. Cash Made. Hello Dee, We are sorry to hear about any poor experience. You still have credit card debt; you still need debt relief, and you likely will lose the concessions from creditors that gave you a chance to be debt-free. Heartland Legal Group Anyone can write a Trustpilot review. I am definitely going to terminate my contract with this scam company and start working on my debts on my own. If you stop making monthly payments to your debt management plan, you will be removed from the program and your rates will shoot back up to their previous levels. Please describe the service you received from this company. Their representatives explained the process, and I was able to get started quickly. Big scam. Fleming's Place Make sure you researched the positives and negatives attached to these choices before diving in. Please do yourself a favor and save your own money. Interests rates on credit cards jump back to previous levels, Late fees that were waived may be reinstated, Credit card payments are no longer consolidated into one payment, You must make individual payments to each account, Creditors and collection agencies may start calling you again. How Much Debt Do I Need For The Debt Management Program? Had 2 summons to appear in court from creditors. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. The registered mailing address of this company is 211 W. Wacker . +86 21 6391 3188, 901 Kerry Center, 2008 Renmin Nan Road Is the bank right? We'll be arranging an outreach so we can discuss.Thank you again for your honest feedback. They literally have done NOTHING to help her, just collected her money. DISGUSTING DISGUSTING COMPANY! God bless. 575 Bourke Street, 230 Victoria Street Either way, you can cancel your debt management plan. First, consulting with a lawyer as soon as possible is essential. I started paying heartland in June of 2020 for my debt consolidation monthly payments 538.39 and I stopped in March of 2021 as none of my payments were being used for debt. According to the State of Michigan, the name Heartland Legal Group is an assumed name for Henry Legal Group. You can cancel a debt management plan, but you cant cancel debt, not as easily anyway. Ireland Never received a email from any lawyer or anybody from this team. they have collected $339.51 monthly . Your feedback will be used to continuously improve. Headquartered in Wilmington, Delaware, USA, CSC has offices throughout the United States, Canada, Europe, and the Asia-Pacific region. Hello M, We thank you for taking the time to provide us a feedback and we are truly sorry to hear about this poor experience. PAID ATTORNEY ADVERTISEMENT: Some plans will drop you after missing a single payment, while others may be generous enough to allow up to three missed payments. As of March 8, 2022, the business has not provided a response to the pattern of complaint or clarifying questions about its business. Heartland Legal Group has been a real life-saver for me and taken great weight off my shoulders. They have already been working on my debt, and a settlement agreement has been made. Better Path Financial Scam, Complaint, Review, Or Praise? Here are some potential questions you might be able to provide feedback about. We would like to have one of our escalated team members review your account and reach out to you. Thank you for your feedback. +353 1 566 8890, The Station We would like to have one of our escalated team members review your account and reach out to you. They did absolutely NOTHING for me. The company also failed to properly discuss and explain the contract with a mobile notary rushing us through the signing and not explaining anything as we signed. We would like to have one of our escalated team members reach out to you and further discuss your review. This entitys registered mailing address is 211 W. Wacker Drive, Suite 900B, Chicago, IL 60606. Please read all these reviews and take note. I asked her many questions and she had the answers within seconds. For more information, please see our and our Will you have to pay late penalties? Should you consolidate your debt? It goes against our guidelines to offer incentives for reviews. What Happens After I Enroll In The Debt Management Program? But I am saying that it is worth contacting the company and getting a satisfactory answer to explain. External audits process lead for different subsidiaries in the Group. Terms and Conditions - Heartland Legal Group I call for updates on my account and no one ever knows anything. FRCA, FDCPA, Litigation, Criminal Defense, Real Estate & Divorce.. +852 2345 7555, Shiodome Building 3F Phone: 609.400.1302. Theyre very knowledgeable and professional and reassuring. I would suggest this logical and orderly process to attempt to resolve your issues and find some satisfaction. I was informed also, that, If I was summoned, I would be represented by an attorney assigned to my case. Each of these programs has positive and negative aspects, particularly regarding the impact on your credit score. They charge you about 25% of what you owe. They assured me they would. Just talk directly to whoever you owe money with. Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. Here are some things to consider before canceling your DMP: If youre struggling to keep up with payments, ask your counselor if he or she can lower fees or waive them altogether. Their portal does not work to "upload" the documents you get from creditors as their welcome packet instructs you to do. Complaints for Heartland Legal Group - Better Business Bureau My contract gives me an attorney, Stacey, who I spoke with my first week of the program. All examples are hypothetical and are for illustrative purposes. They will tell you that in 2 years they will negotiate your debt to make a settlement but they will take half of what you pay as service fee then after 2 years you get a litigation. Also dont bother emailing they will tell you to call. After 10 months I payed in most 5k and only had 1k in my settlement account. Credit cards are usually the source of trouble for people in debt management programs, and the time spent in a program is a chance to wean off of them. If I could give a zero I would!!! You may walk into an unexpected windfall of cash through an inheritance or job promotion and feel like you can pay off the debt quickly. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. 350, Bloomfield Hills, MI 48304 1-866-490-4128. Maybe youve been promoted and can afford to repay your debts in full, or maybe you cant afford the DMP fee. Only thing there good at is taking your money and then asking for more. Heartland Legal Group | Better Business Bureau Profile My question is whether or not I am being scammed. I called heartland Legal group to inquire what had happened to all the monies collected from my account and why I was not represented as promised. #23-01, 30 Raffles Place So when the pay off comes, they will pay off what's owed minus the interest that were incurring right now. They set you up on a payment plan and claim they will resolve your debt at %50. It does say, We help people file for bankruptcy under the US Bankruptcy Code. It also says the legal focus is in Identity Theft, Stop Debt Collectors, Creditor Lawsuits, TCPA. Hello Dana, thank you for taking the time to speak with us. It was nice to have a fewlaughs with her especially during thesetrying times. Hired Heartland Legal group to consolidate my bills. Heartland Legal Group Scam, Complaint, Review, Or Praise? . The Honest and Unvarnished Truth. I am tired of sending messages to the attorney they assigned to one of my debts and he does not respond to my emails. If you decide to part ways with your debt management plan, you still need a plan to deal with your debt. Genesis Global Limited. They have lied to me several times and not once did they help me with my creditors. customer service is really bad one rep tells u one thing another tells you another. Steven H. Meyer, P.A., 401 West Fairbanks Avenue, Suite 100, Winter Park, FL 32789 (407) 289-0803. This amounted to around 1900.00 they are refusing to refund me. This has been the most unprofessional and pathetic company that I have ever had to deal with. They do not do what they say. Specifically, complaints allege a lack of legal representation in court cases involving debt enrolled in the program, no contact with creditors within the expected timeframe, and failure to respond to phone calls or emails seeking assistance with their situation. 50 likes. What Do I Need To Know Before Joining The Debt Management Program? The consequences for removing a credit card account from a debt management program are similar to those of canceling a program, though possibly not as severe. This calculator is designed to help determine whether debt consolidation is right for you. The plan is a voluntary agreement. 4901, BM As a matter of policy, BBB does not endorse any product, service or business. Notify me of follow-up comments by email. Money Personality Quiz and Test. +31 343 430303, Digital Brand Services What Kinds of Debts Can a Debt Management Plan Help With? We have a presence in all 50 U.S. states, as well as many jurisdictions on four different continents. Interestingly enough, the website of Sequara Henry does not appear to mention settlement. I've been with Heartland Legal Services since October 2019. Did you have a really good experience you can share? I was told to stop paying on my credit cards because they won't accept any settlement offers unless I do so, so I did. France Contact Info. Questions of a company being a scam or legit are always difficult because those terms can mean different things to different people. I also have been scammed by Heartland Legal Group they got me for $14,000 and then some. Dublin 4, D04 N4X9 I have only been in the program for a few months, but everything and everyone I've interacted with has been extremely helpful. BiankaWilkins was very pleasant and lighthearted to speak with. London E14 5HU document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); My Guide to Getting Out of Debt With Proven Methods and Smart Ideas, Major Changes to All Your Federal Student Loans to Be Eliminated in Bankruptcy, Those That File Bankruptcy Do Better Than Those That Dont, Why Income-Based Student Loan Payments Can Be a Terrible Trap. Is the Settlement Program Through Heartland Legal Group a Scam? +46 8 553 402 00, Maarsbergen Thank you, Cordoba Legal Group. Heartland Legal Group OB OLU BALOGUN 4 reviews US Mar 7, 2023 This is UNCONSCIONABLE I have paid the amount required in full and final settlement of my debt including the processing fee and other charges. Disclosures Required Under the U.S. Bankruptcy Code. You might also want to ask them why they did not just suggest a Chapter 7 bankruptcy that would eliminate your debt in about 90 days for less than $2,000 in fees. Scan this QR code to download the app now. Lord knows I could use it. My Account Login | Global Holdings I've found their customer service team more than kind, and always patient with any questions that may come to mind. Debt settlement and bankruptcy will cause serious damage to your credit score. Henry Legal Group, LLP, was registered in Michigan on September 18, 2019, and is registered in Southfield, MI. The company also seems to be keeping $5000.00 of my money for fees. I pay all this money a month to find out my debts arent paid. Sent to Heartland as instructed but never heard back. I have been paying $500.47 per month since then. Credit counselors encourage you to put all your credit card accounts into the program. Talk to us about: Home | Privacy Policy | Terms and Conditions | Contact Us. I started paying Heartland $538.39 for my monthly debt consolidation payments in June 2020, and stopped in March 2021 because none of my payments were used for debt. I have begun the process. I thought I was going to be in a financial mess for the rest of my life, but Heartland has really worked it out where I will be out of this in the very near future. The plan is a voluntary agreement. Thank you. We help people file for bankruptcy relief under the Bankruptcy Code. I pray that I have not been paying money just to be scammed. I am going to reach out to a local attorney here in Ohio. I was working with heartland legal to settle unsecured debt. Working as a Contractor in the Finance Department performing the roles of an Accounting Manager and later as Head of Financial Reporting focusing on different accounting projects and implementations of controls. Last year I could no longer pay the $496/mo due to my bank account closing and financial issues. I would like a full refund of all money in my account as well as the fees I paid to Heartland, because they are not able to resolve my problems. Facsimile: +1 302 636 5454. We will be in contact soon. Can you tell me more about your investigation and your service? They refuse to refund fees. This process above all needs to be comforting and Heartland Legal Groupdefinitely is. We would like to have one of our escalated team members review your account and reach out to you. Archived post. According to the State of Michigan, the name Heartland Legal Group is an adopted name for Henry Legal Group. Creditors require you to close all credit card accounts when joining a debt management program. Creditors offer reduced interest rates and sometimes waive late fees and over-the-limit fees on your credit cards so that you have lower monthly payments. Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information? How to Try to Get a Refund From a Debt Relief Company, The Ultimate Guide to Dealing With Student Loans You Cant Afford. Again, these are not signs of a company not being legitimate or a scam.
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