To sell the loans, the banks often dumped them into big tax-exempt buckets called REMICs, or Real Estate Mortgage Investment Conduits. Andrea's ethical standards are a cut above the rest. Not impartial, not professional, not in the spirit of the law, not a good or decent human being. We remain steadfast in our belief that the CFPBs claims regarding Ocwens past servicing practices are unsubstantiated and the Bureaus settlement demands do not reflect the merits of this case. Have they not monumentally and arrogantly done so themselves already? The bank messed up my mortgage and escrow accounts. January 06, 2021 06:30 ET|Source:Ocwen Financial Corp. WEST PALM BEACH, Fla., Jan. 06, 2021 (GLOBE NEWSWIRE) Ocwen Financial Corporation (NYSE: OCN) (Ocwen or the Company), a leading non-bank mortgage servicer and originator, today issued the following statement in response to the mediators notice that the Companys court-ordered mediation with the Consumer Financial Protection Bureau (CFPB or Bureau) had concluded. On this level of the game, these lawyers refer to themselves as bench warmers volume stand-ins subcontracted by the big, hired-killer law firms that work for the banks. We engaged with the Bureau in good faith throughout the course of mediation and numerous related discussions and took all actions in an attempt to reach a fair and reasonable resolution. The elderly, communities of color, and first-time homebuyers who took subprime mortgages are not protected by any moratorium and are still being evicted during the pandemic. Andrea 'Drea' Gunderson As it's often said, there ain't nothing to do in jail but to pass the time and often that time is passed through dramas and complications. It penetrated all the way down to the individual consumer, who in some cases was a knowing accomplice in the bubble mess. Terrified, the woman locked herself in her bathroom and called 911. A #Thanksgiving Message to Justice Neil Gorsuch from LIT:@TheBushCenter @laurawbush @JebBush @KarlRove @NathanLHecht @BrettBusby @SupremeCourt_TX @statebaroftexas @HoustonChron @dallasnews @statesman @thesundaytimes @guardian @Telegraph @BorisJohnson @10DowningStreet #txlege pic.twitter.com/TRH14ytDeJ, LawsInTexas (@lawsintexasusa) November 25, 2021. I was just in court via zoom with Judge Gundersen and everything in the article is TRUE. Includes Address(3) See Results. Noting that we ask that anyone other than a lawyer remain in the lobby, Judge Soud admonishes Charney that your unprofessional conduct and apparent authorization that the reporter could pursue a property owner immediately out of Chambers into the hallway for an interview, may very well be sited [sic] for possible contempt in the future.. In order to both preserve their tax-exempt status and deserve their AAA ratings, each of the loans in the pool had to have certain characteristics. LIT aint about to sit back and watch that happen. the lawyer for the borrower has advised Gundersen that her previous order was reverses by the 4th DCA. Please, please go to the poles in August and vote for LAUREN ALPERSTEIN also go to YouTube and watch the Sun Sentinel interview with Gundersen and Lauren needless to say, they endorsed Lauren. Data through 12/31/2022. Gov. This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Ive been battling the bank for a long time all the way to SCOTUS. Breaking and entering is not a crime, apparently, when its authorized by a bank. Since her reassignment, defense attorneys have filed motions for judicial disqualification against Judge Gundersen for allowing attorneys for Bank of America to misrepresent the law and argue that "fraud on the court" is allowed in foreclosure because of a "litigation privilege" and ordering the defendant to pay the Bank's attorney's fees for Its not hard to find the fraud in the case. Just a little office sloppiness, and who cares? In fact, more than 90 percent of the cases that go through Florida foreclosure courts are unopposed. Its been that long since Ive made a mortgage payment and Im STILL in my home! The appellate judges not only reversed Gundersen, they told her exactly what to do: Grant the injunction. But then something unexpected happens: It turns out that Kessler is supposed to be foreclosing on her today, but he doesnt have her folder. Theres a stamp that did not appear on the note that was originally filed, Kowalski tells the judge. In 2012, findings of mortgage loan misconduct, including robo-signing, were supposedly resolved with a $25-billion settlement between the five biggest mortgage servicers and, on the other side, 49 state attorneys general and the Justice Department. . Many people who are being foreclosed on have actually paid their bills and followed all the instructions laid down by their banks. Having unloaded this diseased cargo onto their unsuspecting customers, the banks had no incentive to waste money keeping proper documentation of all these dubious transactions. She thunders at and cuts off lawyers and non-lawyers who exceed their five-minute time limit at her busy motion hearings. Why was he given preferential treatment? In short, all of this was a scam and thats why so many of these mortgages lack a true paper trail. But that all changed about a decade ago, thanks to the invention of new financial instruments that magically turned all these mortgages into high-grade investments. I follow her out of the court, hoping to ask her about her case. A conviction of a crime can have debilitating and permanent consequences. Its early on a sunny Tuesday morning when I arrive at the chambers of Judge Soud, one of four rotating judges who preside over the local rocket docket. If Gundersen was not re-elected , why did she preside over my foreclosure case dated 11/16/2022? It is also your privilege to not talk to him if you want.. The process servers cover up the crime using the same tactic as the lenders, saying they lost the original summons. Fort Lauderdale, Fl. Your information will NEVER be shared or sold to a third party. The people deserve justice, a retrial and have an unbiased judge to hear their defense! dchristensen@floridabulldog.org Plaintiff owns and holds the note, it claims, or is a person entitled to enforce the note.. @FBIHouston @USAO_SDTX @SecretService @wsj @reuters #OperationWhiteout pic.twitter.com/2GbTQs38jW, LawsInTexas (@lawsintexasusa) November 27, 2021. well its been so long I cant recall. Contact Us| Just minutes before, I had watched what happens when defendants dont show up in court: kerchunk! Watching Judge Soud plow through each foreclosure reminds me of the scene in Fargo where the villain played by Swedish character actor Peter Stormare pushes his victims leg through a wood chipper with that trademark bored look on his face. Some of the other errors the Fourth District called her on were: misapplying a statute of limitations to favor a lender; granting an ex-husbands petition with prejudice (no do-over allowed) and prohibiting a hearing to show he cheated his ex-wife out of her share of the marital home; granting changes to a parenting plan that no one asked for; and, not letting a mother present her side of a child-custody case before ruling against her. FL Honest Lending Report - Floridians for Honest Lending It is complete and absolute legal and economic chaos. Because the documents represent a death sentence for them. Apartment Albiez-le-Jeune, 1 bedroom, 3 pers. From 2000 to 2006, there was a total of 1,031 affidavits of lost summons here in Duval County; in the past two years, by contrast, more than 4,000 have been filed. To our knowledge, no error was demonstrated in any case that went to sale, Bailey said in her statement. Her critics say a Broward resident whos about to lose their home and isnt a deadbeat can expect no show of mercy from Gundersen. The researchers found that since Jan. 1, 2019, 310 Miami-Dade houses with robo-signed endorsements were sold at auction 21 of them during the pandemic, according to the report. Angione said she hasnt seen Gundersen, a judge of honor and integrity, favor lenders. Others were told not to worry about future jumps in interest rates because they could just refinance down the road, or discovered that the value of their homes had been overinflated by brokers looking to pad their commissions. Unfortunately, with little scrutiny from the media, legislators, or regulators, our court system has heavily favored the latter.. I would say if theres a slant, its probably in favor of borrowers, she said. Your Donations and your Voice are so important. It was appalling, said a campaign consultant who spoke on condition of anonymity because of working on another, non-judicial race. In addition, FHL found that in Miami-Dade alone, 310 homes had been sold at auction since January 2019 that included these same rubber-stamped blank endorsements from these same rubber-stamped blank endorsements, 21 of which were sold during the COVID-19 pandemic. Judge Gundersen would never acknowledge bank fraud even when the bank has admitted that a document they filed was fraud. Selling lead as gold, shit as Chanel No. Its eerily quiet on the docket. An Incredible True Story. In some cases, a homeowner contacts the bank to say that hes having trouble paying his bill, and the bank offers him loan modification. She would not discuss the FHL report, except to imply that a different judge made some of the rulings ascribed to Gundersen. That is exactly what Andrea "Drea" Gunderson made of her jail time. Gundersen responded, on the record, it was not my order that was reversed, I was not presiding this case back then However this statement is completely false, there was no other judge in this case. LexisNexis and Bloomberg Law are third party online distributors of the broad collection of current and archived versions of ALM's legal news publications. Gundersen created an order that I cant file any more motionsand must get an attorney to do so. Jacobs conduct violated not only the Rules Regulating the Florida Bar and the Rules of Appellate Procedure, but the most elementary norms of civility and professionalism. https://www.law.com/dailybusinessreview/2022/06/28/broward-election-attorney-candidate-lauren-alperstein-vs-judge-andrea-gundersen/. During that time the bankers got the Florida legislature to end the Statute of Limitations for banks which allows them to refile after losing over and over. Thank you for this well-researched and written report and for amplifying the issues!!! At the end the bank bridged our agreement. Anyone wishing to understand Ocwens business should review its SEC filings. Your email address will not be published. But in Paragraph 3 of the same complaint, the bank reported that the note was lost or destroyed, while in Paragraph 4 it attests that plaintiff cannot reasonably obtain possession of the promissory note because its whereabouts cannot be determined.. Kessler is a harried, middle-aged man in glasses who spends the morning perpetually fighting to organize a towering stack of folders, each one representing a soon-to-be-homeless human being. If you had a pulse, they had a house to sell you. But the banks sold the securities based on these pools of mortgages as AAA-rated gold anyway. In other words, if the trust stipulated that all the loans had to be collected by August 2005, the bank couldnt still be sticking in mortgages months later. ), But all three agencies rejected his advice, fearing they would lose business if they adopted tougher standards. The idea that a non-interested party can claim to be the servicer of a loan that doesnt exist, put forced place insurance in place and pay property taxes in advice together with legal fees to make it appear to the court they have a valid claim, is the new robbery in progress across America. Of these cases assigned to Judge Gundersen, 126 of them have been closed, none of which were ruled in favor of the defendant. I have a case of wrongful Foreclosure granted by this judge. Broward foreclosure Judge Andrea Gundersen is running for reelection with the motto "experience matters." Primary voters just have to figure out if her experience is good or bad. (I disqualified two other Judges in prior hearings for prejudice and bias). Gundersen also ignores decision from US bankruptcy court when there is an order dismissing bank claim that the property was surrendered by the borrower during a prior bankruptcy. Asked what percentage of struggling homeowners she used to be able to save from foreclosure in the days before securitization, Most of them, she says. All Rights Reserved | Florida Bulldog. Youre paying $840, you ask for a break, and they ask you to pay $1,000? I ask. The entire concept is a legal absurdity, and he cant sign off on it. But the bank tells him that in order to qualify for modification, he must first be delinquent on his mortgage. $31,907 Total Contributions. Miami-Dade Circuit Judge Jennifer Bailey, who heads the courts civil division, responded with this statement: In each case where a house was sold, a presiding judge reviewed the evidence in the case and entered judgment, after which a foreclosure sale is set. About Andrea I. Gunderson Practice Areas Questions? I recorded the entire hearing on my trusty little digital pocket recorder which Im having transcribed and sent to the JQC and the media. Single mother scammed by Igor Shrayev Sivokozov be on the look out for fraudulent lenders that create LLC Judge ignored me too leaving me and my two kids homeless god hold a place in his heart for us the system failed me. Judges like Gunderson who DONT play by the rules, should not only be removed from the bench, but disbarred as well! P.C. Who is Presiding Judge Andrea Gundersen, Mortgage Foreclosure Division Kowalski has seen hundreds of cases like the one hes presenting this morning. Westlaw legal research shows that Gundersen was reversed in 10 of the 61 cases in which she was appealed. Coopers case perfectly summarizes what the foreclosure crisis is all about. The problem is that Gundersen skews discovery and other preliminary matters toward the banks, the lawyer said. Moreover, it claimed that it had included a copy of the note in the file, which it did the only problem being that the note (a) was not properly endorsed, and (b) was payable not to Bank of New York but to someone else, a company called Novastar. Weve got to get her off the bench. She's extremely devoted to her clients, her family and the community. A company called Clayton Holdings, which analyzed nearly 1 million loans being prepared for sale in 2006 and 2007 by 23 banks, found that nearly half of the mortgages failed to meet the underwriting standards being promised to investors. View Crime Records & Information Of Inmate Andrea Leigh Gunderson My daughter passed out 5 times in the process.. Kowalskis current case before Judge Soud is a perfect example. These are bank stooges. In foreclosure with servicer Citimortgage since 2009 that they caused with you can get harp mod from 7% to 2.25% need to be 3months behind.3 attorneys,bankruptcy.Now sale date Feb 1..they saidthey lost note ;they never had it..sent to new servicer after gettng caught for fraudand more now servicer using same fraud to auction off.Attorneys did not do what they should have now courts say past statue of limitations. ITS TIME. Simply supply a outline/timeline of events and send copies of your documents and it will be assigned to an investigator. But instead of offering loan modification, the banks lawyers are in their fourth year of doggedly beating her brains out over minor technicalities in the foreclosure process. Florida Bulldog delivers fact-based watchdog reporting as a public service thats essential to a free and democratic society. Think about what that would do to Bank of Americas bottom line the next time you wonder why theyre trying so hard to rush these loans into someone elses hands. . Amendment 4 and 14 illegal government seizures of homestead The right to known Color of Law title 18 sec 242, 241. BenefitsPro Broker Expo will help attendees prepare for new issues, embrace new challenges and find new solutions. Liked by Andrea Gunderson, BSN, RN Congratulations to the happy couple! These fly-by-night mortgage companies werent going to hold on to these loans, not even for 10 minutes. She discusses court case privately outside of court room, and make deals with psychologists and other children related billing services to have parents paid unnecessary billing, then after back door dealing she came to court in black robe and play as if matter was not pre discuss before hearing. The trouble is, the bank bought the loan from Wachovia a bank that went out of business in 2008. We are headquartered in West Palm Beach, Florida, with offices in the United States and the U.S. Virgin Islands and operations in India and the Philippines, and have been serving our customers since 1988. It Wasnt Lyin Judge Marra, Florida Bar: Yall Are In Contempt for Not Answering Complaints, Mortgage Servicer PHH Ocwen: Scammin Homeowners Since 2008, with Government and Judicial Approval. And this time, somehow, the note has the proper stamps. In fact, the husband did scream something as he sped away, the Fourth District opinion said. Andrea Gunderson Email & Phone Number - Legal D.. | ZoomInfo The clients have referred Judge Gundersen to the Judicial Qualifications Commission asking that she be removed from the bench. If you didnt pay your mortgage, you shouldnt be in your house period, is how Walter Todd, portfolio manager at Greenwood Capital Associates, puts it. The judge has been known to assess attorney fees against the side that displeases her. Alperstein is of counsel at Boies Schiller Flexner in Hollywood, Florida. Mar 2010 - Nov 202212 years 9 months. And thats why most people in this country are so ready to buy that explanation. Published 2 years ago on July 5, 2021 By lawsinflorida FL Honest Lending Report Clarence Thomas. She is a very insecure individual who needs psychological help more than family who appear before her! But the question is when is someone going to do something about this. When you vote for a city commissiIoner, PLEASE, PLEASE do yourr homework, ESPECIALLYI IN THE CITY OF MARCGATE. They dont care that these mortgages wouldnt have been available in the first place if the banks hadnt found a way to sell oregano as weed to pension funds and insurance companies. Meet the producers of Albiez-le-Jeune They had it coming to them, is how a bartender at the Jacksonville airport put it to me. website designed by wwdb integrated marketing. In Judge Souds court, I come across a shining example of this mindless rush to foreclosure when I meet Natasha Leonard, a single mother who bought a house in 2004 for $97,500. FIVE TIMES! To view this content, please continue to their sites. Dynamically explore and compare data on law firms, companies, individual lawyers, and industry trends. Its not based on any particular data point, we just wanted to choose a really large number.. We have not encountered any fraud yet, he recently told a local newspaper. Judge Gundersen ignores forged deeds, tainted mortgage documents, allows Nationstar Mortgage and their foreclosure mill attorneys to do and say anything they want. We believe that our system will only work with transparency, honesty, and accountability. I spent 3-1/2 months in a foreign hospital (2011-april 2012) and the decree was done June 5, 2012). Andrea Ruth Gundersen. dchristensen@floridabulldog.org But the banks get to keep filing their foreclosures over and over again, no matter how atrocious and deceitful their paperwork is. 954-603-1351, Florida Bulldog I think she just follows the law and wherever that falls is where it falls, Angione said. Ocwens staged failed settlement related to the lawsuit filed by the CFPB in 2017 against the $3 billion dollar admonished mortgage servicer. Because when the banks put these pools together, they were telling their investors that they were putting their money into tidy collections of real, performing home loans. Now all of this the obviously cooked-up documents, the magically appearing stamp and the rest of it may just seem like nothing more than sloppy paperwork. Soud sighs. And, on the most basic level, the loans had to actually exist. In Coopers case, the document with Kennertys signature on it places the date on which Wells Fargo obtained the mortgage as May 5th, 2010. She is a disgrace of a person! It is egregious misconduct which can be neither excused nor ignored.. We are a 501(c)(3) organization. And after all that effort by the state to buy back these phony assets so the thieves could all stay in business and keep their bonuses, what did the banks do? Please ACT NOW. Andrea is very knowledgeable on the law and I believe she will be a fair and impartial judge. They became best friends, began dating, and Of those, 325 were loans originated byCountrywide, the disgraced mortgage company that was bought by Bank of America in 2008. You can get them very cheap online, says Chip Parker, an attorney who defends homeowners in Jacksonville.). Gundersens includes some revealing reversals by her supervisors on the Fourth District Court of Appeal and an unfavorable watchdog report. They certainly have no incentive to penetrate the profound criminal mysteries of the great American mortgage bubble of the 2000s, perhaps the most complex Ponzi scheme in human history an epic mountain range of corporate fraud in which Wall Street megabanks conspired first to collect huge numbers of subprime mortgages, then to unload them on unsuspecting third parties like pensions, trade unions and insurance companies (and, ultimately, you and me, as taxpayers) in the guise of AAA-rated investments. I lost the securitization chain on my loan after it was sold (and the bank was paid off). Both options are priced the same. Luxury Homes for Sale in Albiez Le Jeune, Auvergne Rhne Alpes, France As bad as Countrywide and all those lenders were, the banks that had sent them out to collect these crap loans were a hundred times worse. Since her reassignment, defense attorneys have filed motions forjudicial disqualificationagainst Judge Gundersen for allowing attorneys for Bank of America to misrepresent the law and argue that fraud on the court is allowed in foreclosure because of a litigation privilege and ordering the defendant to pay the Banks attorneys fees for challenging the fraud. It has been 16 years of nightmares and uncertainty. 2017. Incumbency is powerful, but it leaves a paper trail. This passage from the courts 2018 opinion in Aquasol Condo Assn. Because in America, its far more shameful to owe money than it is to steal it. Theres only one problem: The dates of the transfers are completely fucked. What I witnessed during this hearing was a disgrace to the law. If your issue is with Nationstar, SLS, or Shellpoint they want to hear from you. Not only by Judge Gundersen but Jade Silver esq absolutely horrible. Theyre left with a home they can NO longer afford and dont have the funds to rent or purchase another home. $99,480 Total Expenditures. We made it for 12 years fighting this shit until we gave up the house my in-laws built and died in. Given the way the system is rigged, that means His Honor could well be throwing one ass on the street every 2.4 minutes. She was reassigned from Family Court and does not have prior experience in foreclosure litigation.

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